Friday, February 26, 2010

Clomid Agro

First off, I should state that overall, today has been a great day. I had a good time with the girls today and I had a nice chat with my sister. I also went out to dinner with my wonderful DH to a yummy place. I'm now home relaxing in my p.j.'s. However....

We had our IVF financial consultation today. With M, who we've had 1 other consultation with, and I didn't like her then either. My issue with her in the past was that she claimed they couldn't send ANY of my stuff to insurance and then have me pay for it if the insurance didn't pick it up because I have used all of my lifetime infertility coverage. My issue with that is that my insurance had been picking up odd bills here and there and I wanted to see if they would continue paying for some and then I'd pay for the rest. She was adamant. Moving forward (last consult in Aug I think) they would not submit anything on my insurance. Fast forward---> EVERYTHING has been submitted through our insurance. Of our deposit we were required to place for our IVF we still have over 1/2 of it still on our account thanks to the insurance picking up a lot of it.

Back to today: She reiterates that my insurance coverage is gone, and they will not be submitting anything to them on my account only on DH's. She then starts going over the itemized list. On the list are 2 tests (HSG and SHG) that our Dr did not mention we would need to do. It was my understanding that we only had to do them once a year. She made it sound like in between each IVF they had to be done and that was why it was included in the price she wants us to pay. Ummm, NO. However, I decided not to argue with her I'll just call my nurse on Monday and deal with them that way. She also seemed surprised that we had a balance left on our account from the deposit. She really was pushing the ARC 1 treatment plan which would finance a fresh IVF cycle and a FET at a discounted rate from what they would charge us OOP. That would be fine if we didn't already have the $$$ sitting in our RE account there from last IVF and if we weren't able to bill all of the embryology fees to DH's insurance and if we actually had embryos to freeze which we most likely won't have. The way she wants us to do it would COST us more. She's an idiot. I was getting more and more aggravated as the conversation continued. It was like a switch had been thrown (thank you clomid) and I wanted to make her stop speaking any way that I could. However, I recognized my clomid agro and simply nodded and at the appropriate time signed the paperwork. The other thing that pissed me off was she seemed oblivious to what we'd done in the past treatment wise and what we'd paid for. I mean I know she's not a nurse or Dr but couldn't she see on our account based on all of the billing what we'd done?

Frustrated. But that is one more meeting checked off of my list of things to do to prepare for our upcoming IVF.

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